Terms and Conditions

Using This Website

These terms apply to anyone who reads or uses the website for Life Insurance Plano, which serves clients in Plano, TX and the surrounding area. By using the site, you accept them. If you do not agree, please stop using the site.

Information, Not an Offer of Coverage

Our pages describe term life, whole life, universal life, final expense and mortgage protection insurance, along with retirement income planning, in general terms. They are written to help you understand your options before a conversation. Nothing on the site is an offer to sell a policy, a promise of coverage or personal financial, tax or legal advice.

Every policy is issued by an insurance carrier under its own contract, and each carrier makes its own underwriting decisions. Your actual terms, premiums and benefits are set only by the policy documents you receive.

Quotes and Phone Conversations

The only way to reach us is by phone at (972) 573-7867. Anything discussed on a call, including a quote, is an estimate based on what you tell us at that point. It can change once a carrier reviews your application, health details or other information. A call does not create coverage, and no policy is in force until a carrier approves it and the required steps are complete.

Accuracy and Changes

We take care to keep the site accurate and current, but insurance products, rules and carrier offerings change. We do not warrant that every detail is complete or up to date. We may revise pages or these terms at any time, and the version posted on the site is the one that applies.

Limits on Our Responsibility

You use this website at your own discretion. To the extent Texas law allows, Life Insurance Plano is not responsible for losses that come from relying on general website content instead of reviewing your own policy documents or speaking with us about your situation.

Content Ownership

The text, layout and other material on this site belong to Life Insurance Plano. You are welcome to read, print or share pages for personal use. Please do not copy or republish the content for commercial purposes without our permission.

Governing Law and Questions

These terms are governed by the laws of the State of Texas. If something here is unclear, a short conversation at (972) 573-7867 is the simplest way to have us walk through it with you in plain language.